Health care is so expensive that 31 million U.S. adults, or 12%, had to borrow a total of $74 billion last year to obtain medical care, new data shows. That includes people with health insurance, making such numbers even more troubling.

Almost two-thirds of Texans have skipped or postponed some form of health care in the past year because of cost. That's according to a survey by Episcopal Health Foundation. Missed visits include everything from checkups to treatments and dentist appointments.

Millions of Americans admit that paying for health care expenses often means going into debt based on findings in a recent study.