Explore considerations for Roth IRA conversions, comparing AI-generated advice with insights from top IRA specialists.

In a previous article about Roth conversions, an advisor wrote: “For many folks, a prime time for Roth conversions takes place during the years after retirement but before Social Security and ...

Be aware of the income limits associated with IRAs and Roth IRAs to see if you're eligible ... your contributions across the year, easing cash flow management and avoiding the rush to contribute ...

The Roth IRA contribution limits for 2025 are $7,000, or $8,000 if you're 50 or older, unchanged from 2024. The income phaseout for taxpayers making contributions to a Roth IRA increased.

Higher earners may be able to bypass the income limits with mega backdoor Roth conversions, which shift after-tax 401(k) contributions to a Roth account. However, not all 401(k) plans allow this ...

Roth conversions are proliferating, and the trend has its fans. But as any professional, employer, and even plan participant knows, navigating retirement saving can be complicated and difficult — and ...

More investors are making Roth individual retirement account conversions, with a 46% year-over-year increase during the second quarter of 2024, Fidelity reported. Many advisors opt for year-end ...