You may think your first five credit card applications should be with Chase and Chase only. Still, there are a few times when it might make sense to ignore the overarching 5/24 rule.

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You get bonus points for spending on travel, dining and some everyday purchases. Points are worth more when used to book through Chase.

This is because major tournaments give players a chance to win a lot of ranking points and prize money. The 2025 Australian Open men's and women's champions will get 2000 ranking points.