If you plan to buy a home or car – or make any purchase that requires a loan – it is essential to have a good debt-to-income ratio. Your DTI reveals how much of your income goes toward debt ...

The debt-to-income (DTI) ratio measures the amount of monthly income being used to pay loan EMIs. For example, Reena has a monthly income of Rs. 50,000, and Rs. 10,000 is going towards paying loan ...

Perpetua Werlina Lim, the assistant director for the DTI’s consumer policy and advocacy bureau, on Saturday said there will be revisions on Department Administrative Order (DAO) No. 22-06 and ...