While a balance transfer credit card has its risks, it can help you avoid interest charges when chipping away at your debt.

Best balance transfer credit cards of January 2025 Best with intro 0% APR for 21 months Citi Simplicity® Card Wells Fargo Reflect® Card Citi® Diamond Preferred® Card Best with intro 0% APR for ...

Commissions do not affect our editors' opinions or evaluations. A balance transfer credit card can be a powerful tool in your debt-busting arsenal. Paying off your balance while interest isn’t ...

You may have valid reasons to carry a balance during a 0 percent APR period, but it's important to be cautious. Here's what ...

If you're also struggling to pay off credit card debt, your first thought might be to complete a balance transfer to take advantage of a 0% APR offer. Balance transfer cards typically provide up ...

Many financial institutions offer introductory rates of 0% APR when you sign up for a balance transfer credit card. A long introductory period can significantly benefit your credit repayment plan ...

Credit cards that offer 0% introductory APR let you carry a balance for a specified period, typically nine to 21 months, ...

or APR, is higher than 20%, making it even more expensive to carry credit card debt. A balance transfer moves your credit card debt from a card with a high APR to one with a 0% introductory APR ...

72% 30 months 3.45% £69 24.9%. Representative example: assumed borrowing of £1,200 for one year, at a purchase rate of 24.9% (variable), representative 24.9% APR (variable). Credit available subject ...

Transform your financial health by consolidating debt and saving on interest with smart balance transfer strategies.

Today’s staggering credit card interest rates — over 21% on average and over 22% for those who carry a balance — can cost ... 0% annual percentage rate (APR) credit cards offer a more ...

Once the balance transfer is complete, you’ll pay down the balance on the new card. Moving high-interest debt to a 0% APR credit card through a balance transfer can save you hundreds or even ...