Mutual of Omaha’s Guaranteed Whole Life Insurance has a graded death benefit. This means if a policyholder dies from any non-accident cause (such as illness) within the first two years of the ...

I've been paying $140 a month for over a year now for what I was told from the agent who was in my house with his manager on the phone, an IUL insurance policy. With a death benefit of $200,000.

Mutual of Omaha doesn't offer hybrid policies, however, so if you want a plan that offers both long-term care and death benefits, you should check out other providers. Long-term care insurance ...