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An acceleration clause is a provision in a mortgage that allows the lender to require the full repayment of the loan early.

This is accomplished by adding a mortgagee clause to your homeowners insurance policy. For example, say you buy a house for $500,000 with a $100,000 down payment and a $400,000 mortgage.

For example, if a borrower lets their homeowners ... to sell your property without triggering a due-on-sale clause. Almost any assumable mortgage that you see today is a government-backed loan.