which will cover either long-term-care payouts or a death benefit for your heirs. The premium will not increase over the life of the policy. John Ryan, an insurance broker in Colorado, compared ...

With these strategies, you can save on long-term care insurance costs while maintaining the coverage you need.

We analyzed long-term care insurance premiums, elimination period, maximum benefits period and maximum issue age. Our editors are committed to bringing you unbiased ratings and information.

Long-term care insurance companies are restructuring ... You would also want to calculate what you would have saved on premiums in a side bucket at whatever age you are modeling to go on claim ...