As Castro explains, "You need a solid budget and financial plan in order to set yourself up for long-term financial wellness, avoid running into problems such as racking up credit card debt ...

creating a budget for 20 year olds is about building a system that helps you save, invest and grow your wealth. By adopting smart financial strategies now, you can set yourself up for a brighter ...

Set up timelines. Knowing what you can afford to ... you might choose to see other spots or lose interest in certain trips. “The travel budget changes over time,” Black says.