One of the easiest ways to do both is through an online or in-person defensive driving course. These courses could save you an average of 3% to 10% on your car insurance premiums. But the benefits ...

Many insurance companies even offer discounts for completing defensive driving courses. These courses not only reinforce safe driving practices but also give you a chance to lower your premiums.

The post highlighted the importance of Team effort, Coordination, Communication, pointing out the true champions on the road.

With the new 25 mph city speed limit set to take effect on March 1, Schenectady is partnering with AAA Northway for a program to provide discounted defensive driving courses to residents.