National Bureau of Economic Research9 天
Modernizing Access to Credit for Younger Entrepreneurs: From FICO to Cash Flow
Younger entrepreneurs are disadvantaged by traditional loan underwriting, which relies heavily on personal credit scores. With data from three fintech companies, we show that incorporating timely ...
Onboarding in retail credit has to be reworked: Scienaptic's Joydip Gupta
Modern lending ecosystems now have access to richer data through alternate data sources such as Account Aggregators (AA) ...
Qiro Finance Partners with Plume Network to Tokenize up to $50M in Private Credit Assets On ...
New York, United States, January 13th, 2025, ChainwireQiro Finance, a leading RWA financing protocol, has joined forces with ...
Ally Offloads Credit-Card Business, $2.3 Billion Loan Portfolio
Ally Financial Inc. reached a deal to offload its credit-card unit to CardWorks Inc., bowing out of a business it entered ...
Members Choice Credit Union Partners with Scienaptic to Revolutionize Credit Underwriting ...
Scienaptic AI, a global leader in AI-powered credit underwriting, today announced that Members Choice Credit Union, based in Kentucky, has chosen its platform to enhance credit access for its member ...
Business Wire13 天
Members Choice Credit Union Partners with Scienaptic to Revolutionize Credit Underwriting ...
NEW YORK--(BUSINESS WIRE)--Scienaptic AI, a global leader in AI-powered credit underwriting, today announced that Members Choice Credit Union, based in Kentucky, has chosen its platform to enhance ...