There are times when it makes sense to deny a debt settlement offer, but there could be repercussions for doing so.

In this challenging environment, credit card debt settlement — also referred to as credit card debt forgiveness — can be a potential lifeline, as it can reduce what you owe in return for a ...

When debt becomes too much or takes too long to pay off, there are different routes to take. Some may consider debt settlement ... to let you pay off your credit card for less than the outstanding ...