Microsoft offers a plethora of Excel shortcuts and templates for monthly budgeting ... where you will type in any paychecks ...

But there are free online templates and spreadsheets that can ... With this easy-to-use tool you can view your cash flow and see how it matches the 50/30/20 budget guidelines.

Whether you want to manage cash flow, create a shift calendar ... In this post, I have hand-picked the top ten free, ...