Angel Oak Mortgage Solutions' Bank Statement program is a loan option for eligible self-employed borrowers to purchase or refinance a home. Angel Oak will calculate income using personal or ...

If you qualify for a conventional or government-backed loan, it’s likely a better option. If you’re self-employed or a gig worker looking to buy a home, a bank statement loan might help.

If you are self-employed or have an adequate but irregular income, a bank statement loan may make it easier for you qualify for a mortgage and buy a home. But it is not your only option and there ...