When you receive your credit card bill, you'll notice two different balances: the statement balance and the current balance. Conventional wisdom says that you should always pay off your statement ...

The Federal Reserve may have cut interest rates last year, but credit card APRs are still well over 20%. If you carry a ...

since it's reflected on your statement. Let's say your billing cycle ends on the 10th of every month, and your card issuer reports to the credit bureaus on the 11th. If you typically spend $1,000 ...